How to Choose The Best Credit Card With Airport Lounge Access

If you are a frequent traveler, getting access to an airport lounge can help you to enhance your travel experience. They provide comfortable and relaxing facilities like plush sofas, armchairs, complimentary food, and Wi-fi services. Having a credit card with airport lounge perks is one way you can gain access to these superior lounges.

In this article, we will guide you through selecting the best credit card with lounge access and which Travel Credit Cards are best for Airport Lounge Access.

How to Choose The Best Credit Card With Airport Lounge Access post

Why Choose a Credit Card with Airport Lounge Access?

Credit cards offering airport lounge access are a great investment for travelers, as they offer a range of benefits that make your journey more comfortable and enjoyable. Instead of waiting in busy departure areas, you can relax in the peaceful ambiance of an airport lounge, which makes delays a pleasant experience. Moreover, many credit cards offer access to multiple lounges worldwide, ensuring you can enjoy these perks no matter where you travel.

Factors to Consider When Choosing a Credit Card with Airport Lounge Access

Lounge Network: Before selecting a credit card, investigate the lounge network it offers. Look for cards that provide access to lounges at major airports in India and around the world. The broader the lounge network, the better your chances of finding a lounge at your preferred destinations.

Annual Fees and Charges: Credit cards with airport lounge access often come with annual fees. While the benefits can outweigh the fees, consider your usage and travel frequency to access if the card’s cost is justified.

Complimentary Visits: Check how many complimentary lounge visits the credit card offers in a year. Some cards have unlimited access, while others may provide a limited number of visits. Understand the charges for additional visits beyond the complimentary ones.

Guest Access Policy: If you frequently travel with family or friends, consider whether the credit card allows guest access to the lounges. Some cards permit free guest access, while others may charge a fee.

Additional Travel Benefits: Besides lounge access, examine other travel-related benefits the credit cards offer, such as air miles, travel insurance, hotel discounts, and concierge services. These can even improve your travel experience.

Eligibility Criteria: Make sure to read the credit card’s qualifying requirements. Certain cards may have strict income limitations or a minimum credit score, so make sure you meet these conditions before applying.

Best Credit Cards with Airport Lounge Access in India:

Axis Bank Atlas Credit Card

  • Lounge Network: Access to lounges in all major airports across India.
  • Eligibility Criteria: Minimum annual income of INR 9 lakhs for salaried and INR 12 lakhs for Self-Employed persons.
  • Joining Fee: INR 5,000 (plus taxes)
  • Annual Fee: INR 5,000 (plus taxes)
  • Complimentary Visits: 38 visits per year with Silver, Gold, and Platinum Tier for the domestic lounge and 22 visits per year with Silver, Gold, and Platinum Tier for the International lounge.
  • Additional Benefits: Edge miles rewards, fuel surcharge waiver.

Club Vistara SBI Card PRIME

  • Lounge Network: Access to different lounges worldwide, including major airports in India.
  • Eligibility Criteria: Applicant must have a stable source of income.
  • Joining Fee: INR 3,000 (plus taxes)
  • Annual Fee: INR 3,000 (plus taxes)
  • Complimentary Visits: 12 visits per year.
  • Additional Benefits: Club Vistara Points, travel insurance, Zero Liability Protection.


Choosing the best credit card with airport lounge access can significantly enrich your travel experiences. Evaluate the lounge network, eligibility criteria, annual fees, complimentary visits, guest access policy, and additional travel benefits when making your decision.